Reality Town is an educational program that gives realistic financial experience to middle and high school students. More than 200 schools are already giving their students an edge in the real world.
The actual Reality Town activity is a two hour simulation held in a large gathering area within your school (i.e. gym, cafeteria). Before entering Reality Town students receive a Student Handbook and Personalized Pay Stub which contains information about their Reality Town family; their spouse, or lack thereof, and the ages and gender of their children. Students choose a job they would like to do and get a chance to see if they can support a family on that salary. As part of the preparation for the Reality Town Simulation, students learn about student and business loans and tax withholding as they examine their personalized pay stub.
In the Reality Town simulation, students make financial decisions regarding their Reality Town family and their monthly expenditures as they visit 22 different businesses that have been set up around the gym including groceries, housing, medical office, child care, etc, which are staffed by local professionals, community volunteers and parents.
With each choice they make at the different businesses, students establish their Reality Town lifestyle, and determine their monthly budget. Financial Counseling and Supplemental Income Businesses provide struggling students with additional help and financial resources to aid them in their Reality Town adventure.