{"id":11262,"date":"2026-03-18T11:51:41","date_gmt":"2026-03-18T17:51:41","guid":{"rendered":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/?page_id=11262"},"modified":"2026-09-11T09:01:21","modified_gmt":"2026-09-11T15:01:21","slug":"paying-for-college","status":"publish","type":"page","link":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/counseling-center-2\/college-career-access\/paying-for-college\/","title":{"rendered":"Paying For College"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAFSA<\/h2>\n\n\n\n<p>-The FAFSA is a form you fill out every year to see if you are eligible for college tuition aid from the federal government. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This form determines your eligibility for the&nbsp;<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/pell\">Pell Grant<\/a>&nbsp;(don\u2019t need to pay back),&nbsp;<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\">Loans<\/a>&nbsp;(need to pay back), or&nbsp;<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/work-study\">Work Study<\/a>&nbsp;(working on- or off-campus to help cover college costs).<\/li>\n\n\n\n<li>There are also several scholarships that require a FAFSA form to be completed in order to be eligible for the scholarship, such as&nbsp;<a href=\"https:\/\/ushe.edu\/state-scholarships-aid\/opportunity-scholarship\/\">USHE\u2019s Opportunity Scholarship<\/a>. Some schools also cover remaining tuition costs after the Pell Grant\u2019s amount has been applied.<\/li>\n\n\n\n<li>For more information on how to apply for the FAFSA, check out our\u00a0<a href=\"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/draft-counseling-center\/college-career-access\/federal-aid\/\" data-type=\"page\" data-id=\"11256\">Financial Aid page<\/a>.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Scholarships<\/h2>\n\n\n\n<p>-Check out&nbsp;<a href=\"https:\/\/docs.google.com\/spreadsheets\/d\/1EeVtWjvQzhqaGlTqQs_KgcAHpNjJRTiLw-aJNpnEBV8\/edit?usp=sharing\">Granite School District\u2019s live scholarship database (Google Spreadsheet)<\/a>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Scholarship funds do not need to be repaid!<\/li>\n\n\n\n<li>This page will be updated frequently with information throughout the year, so check back regularly.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Loans<\/h2>\n\n\n\n<p>-Loans are money that you must give back, so they should be viewed as an option once scholarships and federal aid have been exhausted.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A general rule of thumb is to limit total student loan debt to less than your expected first-year starting salary. Borrow only what you need, aiming for a comfortable 10-year repayment plan.<\/li>\n<\/ul>\n\n\n\n<p>-You can get loans through the FAFSA, through your college\/university, or through a bank\/credit union:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you need a loan, start at the federal level:\n<ul class=\"wp-block-list\">\n<li>See&nbsp;<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\">FAFSA Loan information<\/a>. Subsidized loans do not accrue until you graduate or you drop below half-time enrollment and are typically the best financial option.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>If you do not qualify for a federal loan (or if your federal loan offer is too small to cover the cost of your education), look at the private level: \n<ul class=\"wp-block-list\">\n<li>Not all colleges provide loans or payment plans, so call your college\u2019s Financial Aid office to get more information.<\/li>\n\n\n\n<li>Contact your personal bank or credit union for information on how to take out a private student loan. This should be a last resort, as non-federal loans have higher risk since they have limited repayment flexibility<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Schedule an <a href=\"https:\/\/outlook.office.com\/bookwithme\/user\/12d47287f5724cf4b004faeabe62c6db@graniteschools.org?anonymous&amp;ep=plink\">appointment with Drew<\/a> if you need help or have any additional questions about paying for college.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FAFSA -The FAFSA is a form you fill out every year to see if you are eligible for college tuition aid from the federal government. Scholarships -Check out&nbsp;Granite School District\u2019s live scholarship database (Google Spreadsheet). Loans -Loans are money that you must give back, so they should be viewed as an option once scholarships and [&hellip;]<\/p>\n","protected":false},"author":1151,"featured_media":0,"parent":11224,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_cbd_carousel_blocks":"[]","inline_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"footnotes":""},"coauthors":[255],"class_list":{"0":"post-11262","1":"page","2":"type-page","3":"status-publish","5":"entry"},"featured_image_src":null,"featured_image_src_square":null,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/P3bsjF-2VE","_links":{"self":[{"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/pages\/11262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/users\/1151"}],"replies":[{"embeddable":true,"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/comments?post=11262"}],"version-history":[{"count":4,"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/pages\/11262\/revisions"}],"predecessor-version":[{"id":11859,"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/pages\/11262\/revisions\/11859"}],"up":[{"embeddable":true,"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/pages\/11224"}],"wp:attachment":[{"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/media?parent=11262"}],"wp:term":[{"taxonomy":"author","embeddable":true,"href":"https:\/\/schools.graniteschools.org\/cottonwoodhigh\/wp-json\/wp\/v2\/coauthors?post=11262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}